body {
background:white url(smgrayface.gif) no-repeat fixed left center;
margin-left:  2em;
margin-right: 2em;
font-family: "Arial";
font-size:   10pt;
font-weight:  ;
color: black 
}

.title {
text-align: center;
font-family:"Arial, Helvetica, sans-serif";
font-size:24pt;
font-weight:bold;
color:black;
}

.heading {
text-align:center;
font-family: "Arial";
font-size:   18pt;
font-weight: bold;
color: black 
}

.normal {
font-family: "Arial, Helvetica, sans-serif";
font-size:   10pt;
text-align: left ;
color: black 
}